Cash App review: fees, coins and availability
Buy bitcoin (only bitcoin) inside Cash App, with one of the clearest published fee tables. Purchases of $2,000 or more have no fee or spread.
We may earn a commission if you open an account through this link. It doesn't change our fee estimates or this review. Fees last checked Oct 4, 2026.
Estimated cost to buy
Fee plus spread, in dollars, for a market purchase of bitcoin.
| Payment | $100 | $500 | $1,000 | $5,000 | Basis |
|---|---|---|---|---|---|
| Bank transfer | $2.75 (2.75%) | $11.25 (2.25%) | $16.50 (1.65%) | $0.00 (0.00%) | Published fee table; spread uses the 0.75% maximum. |
| Debit card | $2.75 (2.75%) | $11.25 (2.25%) | $16.50 (1.65%) | $0.00 (0.00%) | Same as bank: buys come from your Cash balance. |
n/p = not published by the platform.
Fees
Simple buy
Market buys: 2.0% ($1–499), 1.5% ($500–999), 0.9% ($1,000–1,999), 0% ($2,000+), plus a spread of up to 0.75% on buys under $2,000. Auto Invest has no fee or spread.
Debit card
Purchases come from your Cash balance; no separate card fee.
Advanced trading
No advanced trading.
State availability
Bitcoin buying is available in all states. Lightning and stablecoin features are not available in New York.
Staking
No
Ways to pay
Cash balance (from bank or debit card), direct deposit
What we like
- Clear published fee table
- No fee or spread on $2,000+ buys and Auto Invest
- Free standard bitcoin withdrawals
Watch out for
- Bitcoin only
- 2% fee on small purchases
- No advanced trading
Ready to compare?
See Cash App next to 9 other US platforms for your amount and state.
Sources
Fees and availability change often. Always confirm the fee on the platform's preview screen before you buy.