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Exchanges / Coinbase

Coinbase review: fees, coins and availability

The largest US crypto exchange. Easy to use, available in all 50 states, with 250+ coins. Simple buys are expensive compared with its own Advanced trading screen.

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We may earn a commission if you open an account through this link. It doesn't change our fee estimates or this review. Fees last checked Oct 4, 2026.

Best forBeginners who want the widest coin choice in one app
Coins250+
Recurring buysYes
Withdraw to own walletYes
Not available inNone

Estimated cost to buy

Fee plus spread, in dollars, for a market purchase of bitcoin. Some figures are estimates because Coinbase doesn't publish every fee.

Payment$100$500$1,000$5,000Basis
Bank transfer $3.49 (3.49%) $9.95 (1.99%) $19.90 (1.99%) $99.50 (1.99%) Estimate based on independent reviews; Coinbase shows the exact fee at checkout.
Debit card $4.49 (4.49%) $22.45 (4.49%) $44.90 (4.49%) $224.50 (4.49%) Card fee reported by reviews.
Advanced trading $0.90 (0.90%) $4.50 (0.90%) $9.00 (0.90%) $45.00 (0.90%) Taker fee, entry tier. Market orders also pay the bid-ask gap, usually small for BTC and ETH.

n/p = not published by the platform.

Fees

Simple buy

Coinbase does not publish a fee table. It builds a spread (about 0.5%) into the quote and adds a fee based on order size and payment method; reviews report flat fees from $0.99 on small orders and about 1.49% on larger ones. The exact fee shows on the preview screen.

Debit card

Up to 3.99% (reported by independent reviews).

Advanced trading

Coinbase Advanced entry tier: 0.50% maker / 0.90% taker (Coinbase blog, Sep 2026). Lower tiers start at $10K monthly volume.

State availability

Available in all 50 states. Staking is not offered in California, Maryland, New Jersey or Wisconsin.

Staking

Yes, except CA, MD, NJ and WI (Coinbase keeps a commission of up to 35%)

Ways to pay

Bank (ACH), debit card, wire, PayPal, Apple Pay

What we like

  • Available in every US state
  • 250+ coins
  • Advanced screen cuts trading costs
  • Publicly traded US company

Watch out for

  • Simple-buy fees are not published and run high on small orders
  • Card purchases cost up to 3.99%
  • Staking blocked in four states

Ready to compare?

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Sources

Fees and availability change often. Always confirm the fee on the platform's preview screen before you buy.