Exchanges / Crypto.com

Crypto.com review: fees, coins and availability

A mobile-first app with a very large coin list and a separate exchange for lower-cost trading. Not available in New York.

We may earn a commission if you open an account through this link. It doesn't change our fee estimates or this review. Fees last checked Oct 4, 2026.

Best forApp users who want many coins and card rewards
Coins400+ in the app
Recurring buysYes
Withdraw to own walletYes
Not available inNY

Estimated cost to buy

Fee plus spread, in dollars, for a market purchase of bitcoin.

Payment$100$500$1,000$5,000Basis
Bank transfer n/p n/p n/p n/p App spread not published (reviews: 0.5–2%).
Debit card n/p n/p n/p n/p 1.49% top-up fee is published; the app spread is not.
Advanced trading $0.50 (0.50%) $2.50 (0.50%) $5.00 (0.50%) $25.00 (0.50%) Taker fee reported by independent reviews.

n/p = not published by the platform.

Fees

Simple buy

App spread is not published; independent reviews put it around 0.5–2%. ACH deposits are free.

Debit card

1.49% to add dollars by debit card, Apple Pay or Google Pay (official).

Advanced trading

Crypto.com Exchange starting tier reported at 0.25% maker / 0.50% taker.

State availability

Not available to New York residents.

Staking

Yes

Ways to pay

Bank (ACH), debit card, Apple Pay, Google Pay, wire

What we like

  • Very large coin list
  • Separate exchange with lower fees
  • Free ACH deposits

Watch out for

  • Not available in New York
  • App spread not disclosed
  • Many features can overwhelm beginners

Ready to compare?

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Sources

Fees and availability change often. Always confirm the fee on the platform's preview screen before you buy.