Exchanges / Gemini

Gemini review: fees, coins and availability

A New York-based exchange known for its compliance focus, available in all 50 states. Instant-buy fees are not published, and ActiveTrader fees are higher than rivals at low volume.

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We may earn a commission if you open an account through this link. It doesn't change our fee estimates or this review. Fees last checked Oct 4, 2026.

Best forBuyers who put regulation and security first

CoinsAbout 100

Recurring buysYes

Withdraw to own walletYes

Not available inNone

Estimated cost to buy

Fee plus spread, in dollars, for a market purchase of bitcoin.

Payment	$100	$500	$1,000	$5,000	Basis
Bank transfer	n/p	n/p	n/p	n/p	Gemini does not publish its instant-buy fee.
Debit card	n/p	n/p	n/p	n/p	3.49% card fee is published, but the instant-buy fee on top is not.
Advanced trading	$1.20 (1.20%)	$6.00 (1.20%)	$12.00 (1.20%)	$60.00 (1.20%)	ActiveTrader taker fee, starting tier.

n/p = not published by the platform.

Fees

Simple buy

Not published. Gemini calculates the fee per order and shows it on the review screen. ACH and wire deposits are free.

Debit card

Debit card 3.49%; PayPal 2.50%. Card buys capped at $1,000 per day.

Advanced trading

ActiveTrader starting tier: 0.60% maker / 1.20% taker.

State availability

Available in all 50 states, DC and Puerto Rico. Staking eligibility varies by state.

Staking

Limited: ETH, SOL and a few others with a 35% commission

Ways to pay

Bank (ACH), wire, debit card, PayPal, Apple Pay, Google Pay

What we like

Available in all 50 states
Strong regulatory track record
Free ACH and wire deposits

Watch out for

Instant-buy fee not published
ActiveTrader fees high at low volume
Smaller coin list

Ready to compare?

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Sources

Fees and availability change often. Always confirm the fee on the platform's preview screen before you buy.