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Kraken review: fees, coins and availability

A long-running exchange with a clearly published 1% fee on instant buys and low fees on Kraken Pro. Not available in New York or Maine.

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We may earn a commission if you open an account through this link. It doesn't change our fee estimates or this review. Fees last checked Oct 4, 2026.

Best forBuyers who want published fees and a cheap upgrade path to Pro trading
Coins500+ worldwide (fewer for US accounts)
Recurring buysYes
Withdraw to own walletYes
Not available inNY, ME

Estimated cost to buy

Fee plus spread, in dollars, for a market purchase of bitcoin. Some figures are estimates because Kraken doesn't publish every fee.

Payment$100$500$1,000$5,000Basis
Bank transfer $1.50 (1.50%) $7.50 (1.50%) $15.00 (1.50%) $75.00 (1.50%) The 1% fee is official. The spread is not published; 0.5% is an estimate.
Debit card n/p n/p n/p n/p Card fee not published.
Advanced trading $0.80 (0.80%) $4.00 (0.80%) $8.00 (0.80%) $40.00 (0.80%) Kraken Pro taker fee, starting tier.

n/p = not published by the platform.

Fees

Simple buy

1% fee on instant and recurring buys, plus a spread (official fee schedule). Free ACH deposits through Plaid.

Debit card

Not published; shown at checkout. Debit cards only, $10 minimum.

Advanced trading

Kraken Pro starting tier: 0.40% maker / 0.80% taker.

State availability

Not available in New York or Maine. Indiana: no crypto or cash transfers. Louisiana, Massachusetts and Utah: no cash transfers. Staking is limited to listed states.

Staking

Limited: about 17 assets, not in AL, CA, IL, KY, MD, NJ, SC, TX, VT, WA or WI

Ways to pay

Bank (ACH via Plaid), wire, debit card, Apple Pay, Google Pay

What we like

  • Instant-buy fee is published (1%)
  • Kraken Pro fees among the lowest of major exchanges
  • Large coin selection

Watch out for

  • Not available in New York or Maine
  • Transfer limits in several states
  • Card fee not published

Ready to compare?

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Sources

Fees and availability change often. Always confirm the fee on the platform's preview screen before you buy.